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We are thrilled to say we have just SOLD a property at 161 15501 89A AVE in Surrey.
"AVONDALE" FANTASTIC 1,423 sqft end unit RANCHER with a beautiful private patio and green space. Located in a very quiet part of the complex. This spacious & bright rancher has 2 bedrooms & 2 full baths, large living room & dining room combination with a gas f/p. Open kitchen & family room concept with easy access to patio area. Home has newer hot water tank, UV coated west facing windows, large double garage with attic storage. Original owner, first time on market and spotless inside. This gated complex was freshly painted this year, newer roofs(6years), club house, and R.V. parking. DON'T MISS THIS ONE!
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We are thrilled to say we have just SOLD a property at 16463 78TH AVE in Surrey.
BE SURE THIS HOME IS ON YOUR LIST! This is an Awesome Family Home situated on 7200+ sq.ft Lot! Spacious Sunken Living Room with Gas Fireplace & Picture window! Open to Dining - making it perfect for entertaining! Kitchen features a built-in Oven & Stove top and great Eat-In Area! Huge Sunken Family Room with Wood Fireplace! Walk-out to incredible Yard with multi-levels for entertaining including a lovely upper sundeck & incredible Hot-Tub Area! A pond water feature and a dog run! Upstairs - Spacious Master Retreat with 5pc Luxurious Ensuite & walk-in Closet! 2 more good sized Bdrms Up! PLUS BONUS Games/Media Room (could be 4th Bdr)! This home has been meticulously cared for! Updates include 2 year old Roof! Brand New Furnace! B/I Security! Don't wait! You'll love it!
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(NC)-Pantry staples like canned beans and pasta sauce are combined with fresh shredded veggies to create a delicious and nutritious baked burrito that kids and adults will love.
 

Shopping Tip: Look for "no fat" and "no added oil" when shopping for healthier pasta sauce options. Plus, stock up on spices; cayenne pepper adds the Mexican flare without adding sodium!
 

Healthy Cooking tip: Want to quickly add more protein to your Burritos without the extra sodium? Use downtime to roast a whole chicken. Remove meat and store in your fridge. Freeze the bones for when you have spare time to make your own, low-sodium chicken broth.
 

Prep time: 10 minutes
 

Cook time: 20 minutes
 

Serves: 2
 

Serving size: 1 burrito
 

Calories per serving: 248
 

Ingredients:
 

• 1 ¼ cup (300 mL) Healthy Choice Traditional pasta sauce, divided (see below)
 

• 2 small 6-inch (15 cm) low sodium multigrain flour tortillas
 

• ½ cup (125 mL) low sodium refried beans
 

• ½ cup (125 mL) each: shredded carrots and zucchini
 

• ½ cup (125 mL) diced cooked chicken
 

• 4 tbsp. shredded cheese (about 1/2 cup/ 125 mL)
 

• ¼ tsp. (1.25 mL) cayenne pepper (optional)
 

• 1 tbsp. (15 mL) finely chopped cilantro, for garnish
 

• ¼ cup (50 mL) guacamole (optional)
 

Directions:
 

• Preheat oven to 375F/190C; place tortillas on working surface.
 

• On each tortilla, evenly spread ¼ cup (50 mL) beans; top with ¼ cup (50 mL) each: shredded carrots, zucchini and diced chicken. Top with 1/8 cup (30 mL) Healthy Choice Traditional pasta sauce: roll each tortilla around ingredients and place seam-side down in oven proof baking dish.
 

• Top with 1 cup (250 mL) Healthy Choice Traditional pasta sauce and shredded cheese and sprinkle with 1/8 tsp. (.6 mL) cayenne pepper (optional); bake for 20 minutes or until cheese is melted and tortillas are slightly browned.
 

• Garnish with freshly chopped cilantro and serve with an optional side of guacamole.
 

Visit Facebook.com/HealthyChoiceCanada for more recipes and cooking tips.
 

www.newscanada.com

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(NC) Buying your first house can be exciting and nerve-wracking, especially with so many factors to consider. Even now in this low-interest rate climate, going out and buying the first place you see is very tempting. But will you end up living beyond your means? What if interest rates go up? Are you really ready to make this huge financial commitment for the next 12 to 15 years, or longer? Before you sign the dotted line, the financial experts from Desjardins Group have some tips to help get you started.
 

A huge life decision
  • Purchasing a home is very attractive if you've grown weary of renting. But when you own property, there's more to worry about than just the mortgage. For example, there's property tax, utilities, maintenance and insurance. Sometimes buying a place isn't a good idea if you like to live independently with lots of traveling and entertainment. Maybe you're actually ready to settle down. If so, have you made a budget to see if you can manage your new home? Your financial advisor will likely suggest that you borrowing less to give yourself a financial buffer. Also make sure that you speak to your financial advisor about the relationship between interest rates and current economic conditions. Repaying a mortgage loan can take 25 years or more, which is a long time during which many things can happen. So it's important to understand these financial cycles and how they could affect your cash flow.

Securing a down payment for your mortgage
 

  • Experts advise that prospective home owners should have a down payment of up to 20 per cent of the house's value. One option is to borrow against your RRSP. The allowable amount is $25,000 per person or $50,000 per couple. If you haven't enough in your account, it's possible to take a top-up RRSP loan to reach the right amount. After the purchase, you'll have 15 years to repay the amount to your RRSP. Another option is to put down 10 per cent and to accept a higher mortgage loan insurance payment. Next question: is it better to choose a fixed or variable rate? A fixed interest rate offers stability and predictability, but you lose out on lower interest rates should they become available. The payments with variable interest rates also remain constant but there is the risk that interest rates may go up. This means more goes to your interest payment and less to your principal.

For more information about buying your first home, speak to your financial advisor. Or for immediate answers and mortgage calculators, visit Desjardins Group at www.desjardins.com/co-opme.

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We are thrilled to say we have just SOLD a property at 105 31406 UPPER MACLURE RD in Abbotsford.
Estates of Ellwood! Beautiful End Unit rancher with walkout basement. With over 2900 sqft, this bright unit with southern exposure shows extremely well. Recent updates include new carpets and kitchen countertops on main, crown mouldings,baseboards, stainless steel appliances, toilets, blinds in family room and Masterbedroom. Unit is nicely painted and has 2 gas fireplaces, white kitchen cabinetry, B/I vac, large skylight in entrance area. Fantastic adult (19+) oriented Gated Complex with clubhouse. Close to shopping and freeway access.
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We are thrilled to say we have just SOLD a property at 1265 BEACH GROVE CRT in Tsawwassen.
Private cul-de-sac location in Beach Grove. This West Coast contemporary home offers 3 large bedrooms, master with full ensuite and separate balcony overlooking garden. Updates include newer windows, furnace, exterior paint & metal roof.Double car garage & extra long driveway to accommodate RV or boat. Close to park, beach & golf course.
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If spring makes our thoughts turn to love, the cooler temperatures of fall make many of us think about nesting - and, often, how much more we would love our home if we improved it a little. A sense of security is one of the most comforting aspects of home, so this autumn, why not focus on home improvements that can make your home more secure?

Improving the safety of your home doesn't have to be an expensive or time-consuming proposition. Here are four simple DIY projects that can help make your house safer:

1. De-clutter, inside and out.

Most home improvement projects are either about creating space or improving the usability of existing spaces. De-cluttering inside your home can open up rooms and offer more flexibility in how you use and decorate the space. De-cluttering the documents you store in your home can help improve its security. Getting rid of sensitive documents you no longer need can reduce your overall exposure to identity theft. Be sure to shred all documents before discarding them. On the outside of your home, de-clutter around access points. Shrubs, trees and debris that obscure your windows and doors not only look bad, they can provide cover for burglars who might try to enter your home.

2. Upgrade your appliances.

While a new dishwasher or clothes dryer may make your life easier, when it comes to improving security, think about appliances like your paper shredder or home security system. Bizarre as it may sound, identity thieves have been known to pick through trash and reassemble poorly shredded documents. Fall is a great time to invest in a cross-cut shredder that will make such an identity theft tactic virtually impossible.

3. Lock it up

The dog sitter, babysitter, house cleaner, house sitter - how many people have had access to a key to your home in the past year? It's prudent to switch out the locks in your home every now and then - especially if you have reason to believe your security might have been compromised. It's even easier to lock up sensitive personal information. Invest in a locking file cabinet or fireproof lock box to store important documents. Lock up your technology by changing passwords and creating strong new ones that can help deter hackers, phishers and other scammers. Keep your computer security software up-to-date.

4. Enlist assistance

If you were building an addition onto your house, you would ask for help if you needed it. Sometimes you need help with security as well, especially identity theft prevention. Despite all the safeguards you've already taken to make your home more secure, identity protection is a round-the-clock job, and most of us could use some help with it. A comprehensive identity theft detection, protection and resolution product like ProtectMyID can help prevent the damages caused by identity theft.

Home improvements aimed at boosting your security don't have to be big and expensive. Simple, cost-effective steps can help improve your home's security. They key is to be proactive and focus on preventing a problem, rather than just repairing damage after it occurs.
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We are thrilled to say we have just SOLD a property at 16356 59A AVE in Surrey.
NO Problem with STAIRS!!... Custom built 3 level 3,500 ft2 has an ELEVATOR for your safety and convenience. SW facing corner view lot in "Westridge Estates". Home has outstanding features including; heat pump, a/c, media room, s/s appliances, cook top, pantry, hdwd flrs, 10 ft ceil, crown moulding, private office, security system, family sized laundry & professional landscaping. All 3 bdrms have their own private bathrm & 2 have huge W/I closets. LEGAL one bdrm suite w/ private entrance, parking, in-suite laundry, microwave, dishwasher, fireplace & built-in storage. Close to parks, recreation, schls, shpg & easy access to Hwy 10. Make an appt. for your exclusive shwg today! $5,000 decorating allowance payable to buyer upon comp.
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We'd love it if you would pop in to say "HI" to us at our Open House at 22 3902 LATIMER ST in Abbotsford.
Open House on Sunday, October 26, 2014 1:00 pm - 3:00 pm
Spacious, clean and bright, this end unit townhouse is sure to please the fussiest buyer. 4 bedrooms (2 up, 2 down), 3 full baths and a large double garage guarantee you will have enough space for the whole family. Freshly painted one yearago, with larger renovations completed two years ago including new flooring, new stainless steel applainces, kitchen countertops and new light fixtures. Close to all levels of schools, and walking distance to Bateman Park. Two pets allowed, no rentals allowed. Call today for your personal viewing!
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We'd love it if you would pop in to say "HI" to us at our Open House at 6521 CRESTVIEW DR in Delta.
Open House on Sunday, October 19, 2014 2:00 pm - 4:00 pm
This ONE-OF-A-KIND West Coast Contemporary Home is a MUST SEE! It even has it's own SPECTACULAR Indoor Pool with sweeping vaulted ceilings & skylights! Living Room with Soaring Floor to Ceiling Double Fireplace! Separate Formal Dining Room! Spacious Kitchen with Walk-out to Pool and Private Yard! Open Plan Family Room with Fireplace & Wet Bar - make it Perfect for Entertaining! Bonus Den (or 5th Bdrm) on Main! Upstairs - Spacious Master Retreat with 4 pce Ensuite! plus 3 more bedrooms & Open Den Up! This is an INCREDIBLE Family Home! Numerous Updates include Newer 50 year Roof! Newer Furnace & Heat Pump! 17 New Skylights! Same owner since 1988! This is a MUST SEE! You won't find another Indoor Pool Conservatory Area quite like this! It's more than 1400sq.ft with 3 pce Bathroom & Change Area! WOW! This is truly an INCREDIBLE home on one of Sunshine Hills most sought after cul-de-sacs! BE FAST ON THIS ONE! You'll LOVE IT!
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We'd love it if you would pop in to say "HI" to us at our Open House at 22 3902 LATIMER ST in Abbotsford.
Open House on Saturday, October 18, 2014 1:00 pm - 3:00 pm
Spacious, clean and bright, this end unit townhouse is sure to please the fussiest buyer. 4 bedrooms (2 up, 2 down), 3 full baths and a large double garage guarantee you will have enough space for the whole family. Freshly painted one yearago, with larger renovations completed two years ago including new flooring, new stainless steel applainces, kitchen countertops and new light fixtures. Close to all levels of schools, and walking distance to Bateman Park. Two pets allowed, no rentals allowed. Call today for your personal viewing!
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We'd love it if you would pop in to say "HI" to us at our Open House at 16 18199 70TH AVE in Surrey.
Open House on Sunday, October 19, 2014 2:00 pm - 4:00 pm
AUGUSTA! Don't Miss this AWESOME 1900+ sq.ft Townhouse with Side-by-Side Garage! It feels' like a "house" with an Entrance & fenced patio area from the front (off the street)! Living Room with lovely Fireplace and Picture Window! Dining is open to Living - making it PERFECT for Entertaining! Modern Kitchen with lovely Breakfast Bar and spacious Eat-in Area! There's also room for an Office or extra family Room! Good Sized Bedrooms Up! Master with Walk-in Closet with Organizers & Lovely Ensuite! Room for a perfect Office or sitting area! Basement finished with Perfect Media or "Man Cave"! Situated in a great complex! Walking distance to shopping, recreation, schools, parks & more! Shows BE FAST ON THIS ONE! You'll LOVE IT!
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